Excess Reduction Insurance

The Excess Reduction Insurance policy reduces the insurance excess of the motor insurance policy to the chosen limit required.

Claims must be notified to the main motor insurer and then to Universal Insurance Company for the reimbursement of the Excess Reduction amount. Excess Reductions claims must be reported within 30 days of the incident.

Full details and conditions of our Motor Excess Reduction insurance is available here in a copy of the policy document.

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This policy cover has been arranged with Universal Insurance Company (Guernsey) Ltd. Sky Insurance is connected for the purposes of the Insurance Companies Regulations 1994 to Universal Insurance Company (Guernsey) Ltd who is authorised and regulated by the Guernsey Financial Services Commission.